StemenCapital.com

CAPITAL SOURCES

Commercial Banks

Community Loans/Grants

Credit Unions/Cooperatives

Factoring Companies

Federal Loans/Grants

Finance Companies

Internet Sources

Leasing Companies

Venture Capital

Private Lenders/Investors

State Loans/Grants

Government & Community Assistance to Obtain Money

Name

Commercial Loan Office Locations

Primary Web Site

A G Credit

Kenton, Ottawa, Van Wert

www.agcredit.net

Clyde-Findlay Credit Union

Findlay

www.cfacu.org

Farm Credit Services

Bellefontaine, Celina, Delphos,

www.e-farmcredit.com

Hancock Federal Credit Union

Findlay

www.hancockfcu.com

Marion Community Credit Union

Marion

www.marioncu.com

Superior Federal Credit Union


 

Lima, Wapakoneta

www.superiorfcu.com

Three Rivers Federal Credit Union

St. Marys, Van Wert

www.3riversfcu.org

United Federal Credit Union

Marion

www.unitedfcu.com

Financial Resources For Northwest & West Central Ohio Entrepreneurs

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Credit Unions & Cooperatives

A credit union is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at reasonable rates, and providing other financial services to its members. Members are joined by a common bond, such as employment, association, or residence. The institution serves members only, taking their deposits and extending loans to them. The World Council of Credit Unions (WOCCU) defines credit unions as "not-for-profit cooperative institutions".

Like commercial banks, they provide depository accounts that include checking and savings accounts. Some provide loans and other services to small businesses, but their primary focus is usually on providing services that appeal to their individual members. Business services may include providing mortgages, term loans, lines of credit, and credit cards. Their operations are regulated by state and federal governments, and deposits in most are insured by the federal government. Although credit unions are usually financially smaller than commercial banks, they can offer small business loans at competitive rates in part because of their non-profit status and they do not pay income taxes.

MONEY SOURCES

Angel Investors

Commercial Banks

Community Loans

Credit Cards

Credit Unions/Cooperatives

Factoring Companies

Federal Loans/Grants

Finance Companies

Internet Capital Sources

Leasing Companies

Private Lenders/Investors

Trade Credit

Venture Capital

State Loans/Grants

Useful Information

Interest Rate Links

Business Management Links

Glossary of Important Financial Terms You Should Understand

How To Prepare A Business Plan to Obtain Money

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